Capital is a basic foundation for any banking activity. The members (borrowing or non borrowing) contribute towards capital of the bank and they receive divided on the sum invested, depending upon the profitability of the bank.

Our bank is very much keen on building up capital base with reasonably good pace. We have total paidup Capital of
23.33 Crore as on 31/03/2011, which is good amongst all non-scheduled urban co-operative banks in Pune district.

This year, we propose to distribute dividend on the paid up capital at the rate of 12%.

The capital mobilization helps in augmenting capital adequacy ratio & net worth of the bank. It is one of the indicators indicating sound financial health of the bank.