For any bank, effective NPA management is the keyword for the progress of the Bank. One of the efficient NPA Management by us has proved to be successful. We could present most enviable progress on this front.

Gross NPA of the bank denotes the total outstanding balance in NPA Accounts and its percentage in total advances indicates gross NPA of the bank. If we deduct the provision of bad & doubtful debt reserve from the total outstanding balance of the NPA accounts, then we arrive at net NPA percentage.

Our Gross NPAs are 2.31 % while Net NPAs are 0% for last three years. We aim at making the entire Bank as NON NPA BANK in the near future.

Our efforts have been recognized by Banking Frontiers - A reputed publication, by awarding as The best NPA management award consecutively for last 3 years.

Recovery of advances has always assumed greater importance with us. However, at no point of time we have lost human angle in recovery. Stress was given on educating the borrowers to be punctual in repayment and this has proved to be successful.