Special Loan Schemes

Vishweshwar Agricultural Loan Scheme

• Loans are given for agriculture purpose and also allied activities to agriculture at lower rate of interest.
• Loan Amount: 80% of Project cost
• Maximum repayment period 84 months
• Not for direct crop loan but for poly house and – hi-tech agri project.

Vishweshwar Vastuyog Home Loan Scheme

Loan for purchase or construction of house and also for repairs and renovation of house at lower rate of interest

• Loan Amount:- 90% of cost of home or 50 times of gross monthly income whichever is lower
• Maximum Loan Amount:- 15 Lac
• Repayment period 15 Years.

Vishweshwar Priority Vehicle Loan Scheme

Loan for purchase of Rickshaw/Tempo/Truck etc for business purpose

• Loan Amount:- In case of new vehicle 85% of cost of vehicle
• In case of old vehicle 75% of cost or valuation of Vehicle whichever is lower
• Vehicle should not be older than 5 years
• Maximum repayment period 84 months

Vishweshwar Car Loan Scheme

Loan for purchase of car for personal use

• In case of new car 90% of cost of car
• In case of old car 40% of cost/valuation of car whichever is lower.
• Maximum repayment period 5 years

Vishweshwar Educational Loan Scheme

Loan for higher education in India and Abroad
Loan Amount : 90% of Fees and & other Expenses

Loan Scheme for Educational Institutions

Loan to Educational Institutions for constructing building / acquiring assets for running institution

• Loan Amount:- 75% of Project Cost.
• Maximum Repayment period 7 Years.

LPG/CNG Kit Loan Scheme

Loan to fit LPG/CNG kits to 3 wheelers and 4 wheelers.

• 85% of Cost of Kit.
• Vendor should be from approved list of RTO.
• Maximum repayment period 5 yrs.

Loan Scheme for Cooperative Industrial Society

Loan to Cooperative Industrial Society for construction of Galas for selling to Industrialists for starting Industrial Units/Offices

• Loan Amount:- 25% of cost of Project.
• Loan Amount:-Maximum repayment period 36 months.

Loan Scheme for Entrepreneurs in Cooperative Industrial Society

Loan to Individuals/firms to acquire Gala in Coop Industrial Society to start industrial Unit/Office

• Loan Amount:- 80% of Gala cost.
• Maximum repayment period 120 Months.

Documents to be submitted along with Loan application

• Guarantors’ details with address proof, pan card Xerox, identity proof, latest Income Tax Returns with financial statements, Latest Salary slip in case of Salaried person.
• Personal address proof/ Pancard Xerox/Identity proof/Latest ITR with financial statements & Last 2 years ITR with financial statements.
• Quotation / Agreement / Project Report whichever is applicable.
• For Agri. Loan 7/12 extract & other related documents.
• All other documents as per nature of loan.