Sr. No | GL Code | Loan Scheme | Processing Fee | ||
---|---|---|---|---|---|
% | Minimum | Maximum | |||
1 | 2201 | Agriculture Loans | 0.50% | 1,000.00 | No Limit |
2 | 2202 | Allied Activities to Agriculture Loans | 0.50% | 1,000.00 | No Limit |
3 | 2203 | Gold Loan (Without EMI) |
Upto2.00 Lakh - 200/-
|
||
4 | 2248 |
Gold Loan(WithEMI)
|
Above 2.00 Lakh -0.25% | ||
5 | 2205 | LoanAgainstDocumentary Security (TL-DS) | 500/- | ||
6 | 2206 | LoantoMSME(RCI& SSI) | 0.50% | 1,000.0 | No Limit |
7 | 2208 | Loan to Builder / Developers | 1.00% | 25,000.00 | No Limit |
8 | 2220 | Vastuyog Housing Loan ( New ) Priority | 0.20% | 1,000.00 | 7,000.00 |
9 | 2221 | Vastuyog Housing Loan ( New ) Non Priority | 0.50% | 1,000.00 | 25,000.00 |
10 | 2212 | Vehicle Loan Under Priority Sector | 0.30% | 500.00 | No Limit |
11 | 2213 | Vishweshwar Car Loan Scheme (Two, Three, Four Wheeler) |
0.50%
|
500.00 | No Limit |
12 | 2218 | Educational Loan Scheme (Secured) |
0.50% |
500.00 | No Limit |
13 | 2249 | Educational Loan Scheme (Unsecured) |
0.50% |
500.00 | No Limit |
14 | 2219 | Secured Loan ( Others ) |
0.75% | 1,000.00 | No Limit |
15 | 2223 | Vishweshwar Bahupayogi Karj Yojana (TL) | 1.00% | 1,000.00 | No Limit |
16 | 2314 | Bahupayogi Cash Credit - New | 1.00% |
1,000.00 | No Limit |
17 | 2314 | Bahupayogi Cash Credit - Renewal | 0.50% |
1,000.00 |
75,000.00 |
18 | 2314 |
Bahupayogi Cash Credit - Enhancement |
1.00% |
1,000.00 | No Limit |
19 | 2235 |
Unsecured Loans - Others |
1.00% | 1,000.00 | 5,000.00 |
20
|
2253 |
Vishweshwar Group Finance
(Unsecured ) |
500/- | ||
21 | 2304 |
Cash Credit - New | Upto 25.00 lakh - 0.50% Above 25.00 Lakh - 0.75%
|
||
22 | 2304 | Cash Credit - As it is Renewal | 0.25% | 500.00 | 50,000.00 |
23 | 2304 | Cash Credit - Enhancement | Upto 25.00 lakh - 0.50% Above 25.00 Lakh - 0.75% |
||
24 |
2313 |
WCAP - Renewal |
0.50% | 1,000.00 | 75,000.00 |
25 | 2313 |
WCAP - Enhancement |
1.00% | 1,000.00 |
No Limit |
26 |
- |
Restructure of Loan account |
0.10% |
1,000.00 |
10,000.00 |
27 |
- |
Staff Loan |
0.00% |
- |
- |
28 |
- |
TOD / EOD |
0.25% | 1,000.00 | 25,000.00 |
29 | - |
Solvency Certificate |
0.25% | 1,000.00 | 15,000.00 |
30
|
- | In-Principal Sanction |
For Housing Loan - 500/
-
Other Upto 50.00 Lakh -
2000/-
|
||
31 | - |
Bank Guarantee Commission
(Against 100% Deposit)
|
1.25% | - |
- |
32 |
- |
Bank Guarantee Commission (Other) |
2.50% |
- |
- |
33 | - |
Consession in Sanction term (Upto 100.00 Lakh) |
2,000.00 |
||
34 |
- |
Consession in Sanction term (Above 100.00 Lakh) |
5,000.00 |
||
35 |
- |
Consortium Finance - new TL / CC |
1% or As decided in Consortium meeting |
||
36 |
- |
Consortium Finance Cash Credit - As it is Renewal |
0.30% |
1,000.00 |
No Limit |
37 |
- |
Lead Bank Charges in Consortium Finance (where our bank is Lead Bank) |
0.25% on Entire Exposure (Our + other Banks) under Consortium |
||
38 |
- |
Loan Take over Charges (Excluding Housing Loan) |
2.00% |
||
39 |
- |
Rejected Loan Proposals |
25% of applicable processing fee to be recovered and 75% to be refunded. |