Interest Rate Term Deposits
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Deposit Interest Rate Structure effective from 01.04.2025
| No. | Deposit Period. | General | (Senior Citizen & Super Senior Citizen) Bulk Deposit Individual | Club, institutional, Registered Sahakari Sanstha, Patsanstha, trust, Senior Citizen organisation, Bulk Deposit (Legal Entity) |
| 1 | 7 Days to 30 Days | 4.00% | 4.25% | 4.25% |
| 2 | 31 Days to 45 Days | 4.00% | 4.25% | 4.25% |
| 3 | 46 Days to 90 Days | 4.00% | 4.25% | 4.25% |
| 4 | 91 Days to 180 Days | 5.00% | 5.25% | 5.25% |
| 5 | a) 181 days & upto 12 months | 5.50% | 5.75% | 5.75% |
| b) For Amount ` 1 Crore & Above | 6.25% | 6.25% | 6.25% | |
| 6 | 13 months & upto 24 months | 7.25% | 7.50% | 7.25% (Cumulative) |
| 7.50% (MID/QID) | ||||
| 7 | 25 months & upto 36 months | 6.75% | 7.00% | 7.00% |
| 8 | 37 months & upto 50 months | 6.50% | 6.75% | 6.75% |
| 9 | 51 months & upto 120 months | 6.25% | 6.50% | 6.50% |
*Amount Changed from 01.04.2025 for Lakhpati Recurring Scheme
| No. | Period. | Amount* |
| 1 | 24 Month | 3900 |
| 2 | 37 Month | 2450 |
| 3 | 61 Month | 1400 |